Coastal living, no HOA citations, the convenience of Tampa/St. Pete over the Skyway, and water access a bike ride away. This is Palmetto Point, where Gulf coast living is at its easiest. One of the most sought after non-deed restricted (except county rules) waterfront communities in Palmetto, this elevated double & corner lot home features a 3/2 split plan with formal dining, living room, and flex space. Those big ticket items that the insurance companies are cracking down on. Don't worry about it! A NEW ROOF, 2018 TRANE UNIT HVAC, & WH 2018. The home has custom built in shelving with 14" inch deep wood cabinetry with Fridigaire stainless steel appliances. A built-in storage and seating nook in the formal dining, with tile and laminate flooring throughout. Custom shelving and office storage in the flex space/office. Plenty of yard space with backyard side entry for any boat, jet ski, or ATV. House is wired for a generator in the event of loss of electricity, with a generator that conveys. A covered and screened in lanai is well appointed off the back of the home and the property is fully fenced with 8' privacy. Although highly elevated on the lot, the home is on slab with block & stucco exterior construction. Palmetto Point Civic Association is a voluntary annual membership that gives you access to the community boat ramp. Additional fees include community hall rentals for the year if wanted. Situated on the shores of Terra Ceia Bay, find yourself in downtown St. Pete in just about 20 minutes, with full access to downtown Palmetto and Bradenton just a few miles away. Bring the boat, bring the jet ski, bring your golf cart, tear up your HOA citations at your current home and come on down to Palmetto Point. The fish will be waiting.